Financial APIs

Modern banking began way back in Renaissance Italy in the 1400s CE. Some of the main functions of the original Italian banking institutions were to hold money, supply insurance, and conduct [...]

Open banking as we know it today has only been around since the mid 2010s, and although it has become the norm in Europe because of legislation like the General Data Protection Regulation (GDPR) [...]

Tom Brady and Steph Curry trade crypto via FTX. Gwyneth Paltrow endorsed MoonPay. Jay-Z invested in Robinhood and created his own venture capital firm. Snoop Dogg endorsed Klarna. Venus and [...]

Card-linked offers are one of the primary tools companies use to increase their users’ engagement. The concept is straightforward: if a user shops at a selected merchant with a linked card, they [...]

At its core, a loyalty program is a marketing strategy that encourages people to continue buying from a specific company. When consumers join a loyalty program at a specific retailer, they’re [...]

Research shows, consumers love getting personalized deals when they’re shopping, so Card-Linked Offers are a great way for businesses to build consumer engagement and loyalty. CLOs usually [...]

Card-Linked Offers are a proven way to increase user engagement with loyalty and cash back programs. Check out our last post to read more about CLO programs. What do I need for Card-Linked [...]

To begin, Card-Linked Offers (or CLOs) are digital rewards users can earn by linking their credit card or debit card(s) to an app, website, or loyalty program. When users shop at specific [...]

Data portability is the ability to move digital data from one database to another. It’s the idea that the personal data companies are gathering online should be accessible by the data subject in [...]

Starting in the 1980s and 1990s, if you were lucky enough to be able to afford a desktop computer, it vastly improved your access to information and increased capabilities that you never would [...]