Financial APIs

This is part 3 of a series on how to develop a fintech app. You can read part 1 here and part 2 here.  Imagine this scenario: You’ve spent the last year working to develop a new fintech [...]

In 2021 there were over 573 million downloads of mobile finance apps in the United States alone. According to Google research, the average smartphone user has three fintech apps on their phones, [...]

Not long ago, when a person got paid for work, they were paid with an actual physical check that was handed to them from their employer, that they then had to go to the physical bank to deposit [...]

As most of us are keenly aware, inflation soared last year in the United States, rates reaching as high as 9.1% at one point last summer. With increases of prices on daily necessities – basic [...]

Modern banking began way back in Renaissance Italy in the 1400s CE. Some of the main functions of the original Italian banking institutions were to hold money, supply insurance, and conduct [...]

Open banking as we know it today has only been around since the mid 2010s, and although it has become the norm in Europe because of legislation like the General Data Protection Regulation (GDPR) [...]

Tom Brady and Steph Curry trade crypto via FTX. Gwyneth Paltrow endorsed MoonPay. Jay-Z invested in Robinhood and created his own venture capital firm. Snoop Dogg endorsed Klarna. Venus and [...]

Card-linked offers are one of the primary tools companies use to increase their users’ engagement. The concept is straightforward: if a user shops at a selected merchant with a linked card, they [...]

At its core, a loyalty program is a marketing strategy that encourages people to continue buying from a specific company. When consumers join a loyalty program at a specific retailer, they’re [...]

Research shows, consumers love getting personalized deals when they’re shopping, so Card-Linked Offers are a great way for businesses to build consumer engagement and loyalty. CLOs usually [...]