If you hadn’t heard about cryptocurrency before, you probably have now. At the beginning of November 2022, one of the most up-and-coming crypto exchanges, FTX, declared bankruptcy without any [...]
Since the mid 2010s, there’s been a lot of talk about how we’ve officially entered the “Age of Analytics.” With the emergence of big data in the past two decades (data sets that are too large [...]
Open banking as we know it today has only been around since the mid 2010s, and although it has become the norm in Europe because of legislation like the General Data Protection Regulation (GDPR) [...]
As of June 2022, more Americans are living paycheck-to-paycheck than ever before, according to recently published research – meaning that they spend all of the current month’s income before [...]
In 2022, most people have heard of apps that interact with financial institutions in order to provide a specific financial service to users. One well-known and long-existing example of an app [...]
At its core, a loyalty program is a marketing strategy that encourages people to continue buying from a specific company. When consumers join a loyalty program at a specific retailer, they’re [...]
Research shows, consumers love getting personalized deals when they’re shopping, so Card-Linked Offers are a great way for businesses to build consumer engagement and loyalty. CLOs usually [...]
Data portability is the ability to move digital data from one database to another. It’s the idea that the personal data companies are gathering online should be accessible by the data subject in [...]
Starting in the 1980s and 1990s, if you were lucky enough to be able to afford a desktop computer, it vastly improved your access to information and increased capabilities that you never would [...]
After years of ongoing concerns over security, recently the China-owned social media app TikTok has begun to migrate its U.S. users’ data to U.S.-owned servers in a move to keep personal data [...]