Auth is the product that allows you to verify your customer identities.

It’s very helpful to prevent fraud, correct mistyped addresses and phone numbers.

Additionally, when you successfully verify a customer’s identity, you unblock all the data signals that we have:

• Income aggregated data.
• Spendings categories.
• Spendings “delta” (a signal of the spending speed for the customer).

The process to verify a customer works in three steps:

1. On-board that person via the POST /persons endpoint. You only need first and last name, and email address.
2. Call the POST /persons/authenticate endpoint, with the personal information for the customer. You will get back a set of questions that they will have to answer. You should display these questions in your app, capture the responses and send them to us.
3. Call the POST /persons/verify with the responses.