Auth is the product that allows you to verify your customer identities.
It’s very helpful to prevent fraud, correct mistyped addresses and phone numbers.
Additionally, when you successfully verify a customer’s identity, you unblock all the data signals that we have:
- Income aggregated data.
- Spendings categories.
- Spendings “delta” (a signal of the spending speed for the customer).
The process to verify a customer works in three steps:
- On-board that person via the POST /persons endpoint. You only need first and last name, and email address.
- Call the POST /persons/authenticate endpoint, with the personal information for the customer. You will get back a set of questions that they will have to answer. You should display these questions in your app, capture the responses and send them to us.
- Call the POST /persons/verify with the responses.