Connect consumer apps to financial data

Pentadata’s secure machine learning data platform and API is brought to you in collaboration with the largest financial and payment companies in the world.

Get started with Pentadata’s API for free today!

Pentadata in the News

December 1, 2021

Portability: The Future Of Financial Data

Not long ago, consumers were kept in the dark. They didn’t have visibility into who had access to their financial data…

November 17, 2021

Pentadata Announces Partnership with MX

Integration Agreement Enables Consumers to Securely Access and Transparently Share Their Financial Information

October 19, 2021

Pentadata Open-Banking Partnerships

Pentadata uses machine learning to create signals (physical support of information) and value-added concepts…

AUGUST 11, 2021

FIS Integrates APIs with Pentadata

Pentadata Inc. today announced it has signed and integrated its secure APIs with the largest processing…

AUGUST 5, 2021

Pentadata Announces Agreement with Finicity Open Banking Platform

Pentadata developer platform to access consumer-permissioned data from Finicity to deliver…

JULY 29, 2021

Pentadata Announces Open Finance Integration with Akoya

Data Joint Venture including Chase, Bank of America, Citi, Wells Fargo signs Pentadata Open Banking API Agreement

JULY 6, 2021

Put Data Ownership Where It Belongs: With The Consumer

In the world of digital commerce, there are lots of parties who’ve long had access to information…

FEBRUARY 28, 2021

Pentadata API Platform for Developers

Raw data available from third-party sources used by application software developers…

Pentadata Featured Podcasts

APIs & the Power of Data: New Ways to Know the Customer

Learn more about creativity and control with consumer data by speaking with Ester Shin, Head of Operations at Pentadata. We discuss the concept of keeping data in consumers’ control, and how companies can use that data to serve people well.

Who Can You Trust With Your Data?

Pietro Grandinetti, Chief Technology Officer at Pentadata, speaks about how fin-tech data companies have sprung up, offering enhanced control and privacy for the most important type of personal data: financial data.

The Future of Digital Data Regulation

Jacques Baritot, Attorney at Pentadata, speaks about digital privacy and what is coming next in financial data.

We Are Trusted By

Our APIs

Build your great app with our tools and access data signals generated by machine-learning models trained by over 1B+ data points!


Tranzactionz ™

Access a consumer’s card transactions and banking information, all in one place, instantly.


MCCMatch ™ & Merchantsight ™

Identify a merchant and their payment processing ID simply by providing their name. With our sophisticated AI, we can categorize more than 90% of the transactions with accuracy above 90%


Paymeback ™

Deposit cash-back credits to consumers’ bank account with a simple API call



Authenticate your customers identity instantly with a real-time API call. View credit and income score for each verified customer.


If you’re a payments company, Pentadata allows you to deliver better value-added services to your merchants and consumers. How? By allowing payment card data, that utilizes machine learning, to be used for loyalty, card-linking and many other services.

Ready to Get Started?

Create your developer account today and get started in minutes!

Use Cases

Learn how financial and payment data can drive engagement, boost sales–and make your app better.

Measurement Data

Measurement and attribution for both online and offline card-linked offers and digital marketing campaigns.

Personal Financial Management

Empower users to manage their finances with their own financial data.

Consumer Targeting/Re-Targeting Data

Use consumer-specific data to target digital offers to the right prospect at the right time.

Standardized Merchant ID

Enhance merchant identification and on-boarding processes.

Card-Linked Offers

Enable consumers to receive targeted discounts using their payment card.

Build Better Financial Apps

Deliver better value-added services to your merchants and consumers.


Quick API Access

Build an app using our data in minutes.


Data Quality

Access high quality and comprehensive data covering most consumers bank accounts, credit cards, debit cards and financial information.


Machine Learning Signals

Benefit from sophisticated data signals enriching your insights about consumers and merchants.


Cost Effective

Get better data faster, at the best cost, with simple predictable pricing. Access starts as low as $500 per month.

Connect With Us

Let us know how we can help you.