Transactions – Pentadata

Tranzactionz ™

Access a consumer’s card transactions and banking information, all in one place, instantly.

Tranzactionz ™

Access all of a consumer’s card transactions and banking information, all in one place, instantly.

Get Transactions

You can use our /transactions endpoint to get transactions for any enrolled card or bank account.

curl -X GET \
/accounts/1/transactions?\
fromDate=20200125&toDate=20200410\
-H 'Authorization: Bearer ey***'

{
    "transactions": [
        {
            "amount": 19.99,
            "category": [
                "Electronics"
            ],
            "currency": "USD",
            "datetime": "20200208143632",
            "location": "300 Post St 94108 San Francisco CA",
            "merchantName": "Apple Store",
            "description": "DEBIT APPLE #6235 SF",
            "pending": false
        },
        {
            "amount": 86.5,
            "category": [
                "Restaurants"
            ],
            "currency": "USD",
            "datetime": "20200204194942",
            "location": "262 W 15th St 10011 New York NY",
            "merchantName": "Golden Crepes",
            "description": "#3434 WLLT GOLD CR NYC",
            "pending": false
        }
    ],
    "total": 2
}

Transaction data includes:

amount: Total transaction amount

category: E.g., "electronics", or "restaurants"

currency: Type of currency

datetime: Timestamp of transaction, UTC

location: Full address

merchantName: The name of the merchant

pending: Whether the transaction is authorized or settled

description: Transaction text descriptor

Get Transactions from a Card

With the card being enrolled, you can use our /transaction endpoint to get transactions for that card.

curl -X GET\
/cards/5/transactions?\
fromDate=20200101&toDate=20200401\
-H 'Authorization: Bearer ey***'

{
    "transactions": [
        {
            "amount": 99.99,
            "card": "7523",
            "category": [
                "Restaurants"
            ],
            "currency": "USD",
            "datetime": "20191019075519",
            "location": {
                "address": "101 St 1",
                "city": "San Francisco",
                "country": "US",
                "latitude": 35672.34,
                "longitude": 8346.13,
                "postalCode": "94108",
                "state": "CA"
            },
            "merchantName": "Applebees",
            "pending": false,
            "type": [
                "card on file"
            ]
        },
        {
            "amount": 64.49,
            "card": "7523",
            "category": [
                "Restaurants"
            ],
            "currency": "USD",
            "datetime": "20200319012136",
            "location": {
                "address": "202 St 2",
                "city": "San Francisco",
                "country": "US",
                "latitude": 35252.34,
                "longitude": 8456.13,
                "postalCode": "94108",
                "state": "CA"
            },
            "merchantName": "Starbucks",
            "pending": false,
            "type": [
                "e-wallet"
            ]
        }
    ]
}

Transaction data includes:

amount: Total transaction amount

card: Last 4 digits of the credit card

category: E.g., "electronics", or "restaurants"

currency: Type of currency

datetime: Timestamp of transaction, YYYYMMDDhhmmss, UTC

location: Address, city, state, country, postalCode, latitude, longitude

merchantName: The name of the merchant

pending: Whether the transaction is authorized or settled

type: E.g., "card present", "card on file", "e-wallet"

Get Transactions from a Bank Account

You can also use our /transaction endpoint to get transactions for any enrolled bank account.

curl -X GET \
/accounts/1/transactions?\
fromDate=20200125&toDate=20200410\
-H 'Authorization: Bearer ey***'

{
    "incomeScore": "095G",
    "transactions": [
        {
            "amount": 1999.99,
            "card": "6824",
            "category": [
                "Electronics"
            ],
            "currency": "USD",
            "datetime": "20200208143632",
            "location": {
                "address": "300 Post St",
                "city": "San Francisco",
                "country": "US",
                "latitude": null,
                "longitude": null,
                "postalCode": "94108",
                "state": "CA"
            },
            "merchantName": "Apple Store",
            "pending": false,
            "type": [
                "card present"
            ]
        },
        {
            "amount": 86.5,
            "card": "6824",
            "category": [
                "Restaurants"
            ],
            "currency": "USD",
            "datetime": "20200204194942",
            "location": {
                "address": "262 W 15th St",
                "city": "New York",
                "country": "US",
                "latitude": 40.740352,
                "longitude": -74.001761,
                "postalCode": "10011",
                "state": "NY"
            },
            "merchantName": "Golden Crepes",
            "pending": false,
            "type": [
                "card present"
            ]
        }
    ]
}

Transaction data includes:

amount: Total transaction amount

card: Last 4 digits of the credit card

category: E.g., "electronics", or "restaurants"

currency: Type of currency

datetime: Timestamp of transaction, YYYYMMDDhhmmss, UTC

How does it work?

Pentadata lets companies monetize their data and securely access data for online-to-offline commerce applications.

View API Docs

Real Time

Lets consumers access point-of-sale transactions in milliseconds—from any payment card, any processor.

Historical

Access a consumer’s historical payment transactions for up to 13 months.

Better Engage: Give consumers access to their bank and card transactions, right in your app. Convenient, easy, and fast, it’s a great way to boost user engagement.
It’s Easy: Your user simply logs on with their bank user name and password, and their transactions are delivered to your app. It is a one-time log on, no-hassle way to deliver more value.
Clean Up Your Payments, PFM and Offers Data: If your app does payments, personal financial management, offers, or card-linked offers, you can get started now.

How does it work?

Pentadata lets companies monetize their data and securely access data for online-to-offline commerce applications.

View API Docs

Real Time

Lets consumers access point-of-sale transactions in milliseconds—from any payment card, any processor.

Historical

Access a consumer’s historical payment transactions for up to 13 months.